More Savings Ahead

This is a limited time offer and subject to change at any time. Subject to credit approval. Interest will accrue during the deferment period.

APR = Annual Percentage Rate. Loans subject to credit approval. Rates may differ depending on borrower creditworthiness and underwriting factors. Must use promo code FUN2026 and apply by August 31, 2026, to receive full APR discount. The APR advertised above includes discounts of up to 90 basis points with purchase of GAP, Warranty, and all payment protection products. Purchase of payment protection products is not required. APR cannot be discounted below 3.99%. Vehicles more than six model years in age or with mileage 100,000 miles or more will be subject to an additional 100 basis points on the rate. Current First Service loans are not eligible for cash offers, complimentary insurance, or other promotions. The terms of repayment, will reflect the repayment obligations over the full term of the loan. For example, for a $1,000 loan over 36 months at 3.99% APR, you will make 36 payments of $29.53 (for 36 months).

APR= Annual Percentage Rate. Subject to credit approval. 0% introductory rate is valid for the first 6 months from the account opening date for purchases and balance transfers on new accounts, and for 6 months from the transaction date for balance transfers on established accounts, conducted during the promotional period. After that, a variable APR of 11.139% to 17.99% will apply, depending on credit worthiness and underwriting factors. Balance transfer fees may apply. The offer is subject to change at any time and without notice. See our Variable Rate Credit Card Disclosure for complete details.

To qualify, the referring member must maintain an account in good standing (no deposit account with a negative balance for more than 30 days, no delinquent loans, no active bankruptcy, and no account restrictions). The referred individual must establish a new membership that includes: (1) opening a checking account, (2) enrolling in digital banking, and (3) completing one of the following within 60 days of account opening: (a) initiating a direct deposit of any amount, or (b) maintaining a minimum balance of $100. There is no limit on the number of referrals per member; however, each individual may only be referred once. A $50 reward will be deposited into the checking accounts of both the referring member and the referred member within two (2) weeks after all qualifying requirements have been met. Members are responsible for any applicable tax consequences. This offer is subject to change at any time without notice. Must be 18 years of age or older to participate.