Drive Away Now. Pay Later.

This is a limited time offer and subject to change at any time. Subject to credit approval. Interest will accrue during the deferment period.

This is a limited time offer and subject to change at any time. Must use promo code when applying. Must finance an auto loan amount of $10,000 or greater to qualify for the $200 cash offer. Cash-out title loans not eligible for $200 cash offer. Subject to credit approval. Current First Service loans are not eligible for cash offers, complimentary insurance, or other promotions.

APR = Annual Percentage Rate. Loans subject to credit approval. Rates may differ depending on borrower creditworthiness and underwriting factors. Must use promo code ROADTRIP and apply by July 31, 2026, to receive full APR discount. The APR advertised above includes discounts for purchase of GAP, Warranty, and all payment protection products. Purchase of payment protection products is not required. APR cannot be discounted below 3.99%. Vehicles more than six model years in age or with mileage 100,000 miles or more will be subject to an additional 100 basis points on the rate. Current First Service loans are not eligible for cash offers, complimentary insurance, or other promotions. The terms of repayment, will reflect the repayment obligations over the full term of the loan. For example, for a $1,000 loan over 36 months at 3.99% APR, you will make 36 payments of $29.53 (for 36 months).

NO PURCHASE OR ACCOUNT OPENING NECESSARY. Open to legal residents of Texas age 18 or older. Attendance at seminar required to enter and win. Participation is not conditioned on opening an account, applying for a loan, purchasing a vehicle, or obtaining any other financial product or service. See Official Rules: https://www.fscu.com/car-buying-seminar.

To Power Up your account, there is a service charge of $6.99 per month or $79.99 per year.

APR= Annual Percentage Rate. Subject to credit approval. 0% introductory rate is valid for the first 6 months from the account opening date for purchases and balance transfers on new accounts, and for 6 months from the transaction date for balance transfers on established accounts, conducted during the promotional period. After that, a variable APR of 11.082% to 17.99% will apply, depending on credit worthiness and underwriting factors. Balance transfer fees may apply. The offer is subject to change at any time and without notice. See our Variable Rate Credit Card Disclosure for complete details.