Lower payments. Better terms.

Why pay more when you can pay less? By refinancing your mortgage, you can take advantage of our competitive interest rates to lower your monthly payments or pay off your home sooner. Together with our subsidiary eCU Mortgage, LLC, we offer affordable financing to help you reduce your mortgage expenses and save money.

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We promise to match or beat any mortgage rate offer or give you $250!18

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Mortgage Refinancing Features

    Low Rates

    Enjoy the best rate with our Mortgage Rate Guarantee.

    Lower Payment

    Take advantage of a better terms to lower your monthly payment.

    Better Terms

    Pay off your home sooner.

    Simple Loan Processing

    Enjoy a quick approval and closing.

    Personal Service

    Our local mortgage advisors will guide you through the process.

    Digital Mortgage App

    Apply and track your mortgage from start to finish — right from your phone.

Should I refinance?

See what your savings could be with our refinance calculator.

When you refinance at a lower interest rate, you usually pay refinancing costs including points, fees, and closing costs. This calculator will tell you if the amount you save in interest will exceed these refinancing costs. The calculated results depend on how long you plan to keep this property.