Whatever life brings your way, our personal loans can help.

First Service Credit Union's personal loans and lines of credit can help you consolidate debt, buy that special gift, or cover car repairs. Whenever new opportunities or challenges come your way, you can trust First Service to quickly provide the funds you need, at better rates than most credit cards.

Unsecured Personal Loan

Pay for a large purchase, home renovation, or simply consolidate debt with our unsecured personal loans. Our affordable rates and low monthly payments help you borrow with confidence.

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Unsecured Personal Loan Rates

Rates

6.99 - 16.99

%

APR21

Depending on creditworthiness

Unsecured Personal Loan Features

The Money You Need

Borrow from $1,000 up to $30,000 with no collateral required.

Low Fixed Interest Rates

Save money with low rates that won't change for the life of your loan.

Flexible Terms

Various repayment terms are available with no prepayment penalties.

Fast and Easy Application

Apply online in less than 10 minutes.

Secured Personal Loan

Use your savings account, CD, or other assets as collateral for a secured personal loan at an even lower rate. You can free up the funds you need while working to build your credit.

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Secured Personal Loan Rates

Rates

Regular Share Rate + 3

%

APR21

Secured Personal Loan Features

Low Interest

Enjoy an even lower rate by using your your savings or CD as collateral.

Earn Dividends

Continue to earn dividends on your savings.

Flexible Terms

Various repayment terms are available with no prepayment penalties.

Fast and Easy Application

Apply online in less than 10 minutes.

Personal Line of Credit

A revolving line of credit gives you the flexibility to cover emergencies or pay for any ongoing expenses as they happen, such as a home improvement project or a series of doctor’s bills.

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Personal Line of Credit Rates

Rates

8.99 - 17.39

%

APR21

Depending on creditworthiness

Personal Line of Credit Features

The Credit You Need

Limits from $1,000 up to $30,000 are available with no collateral required.

Flexible Access

You can choose when and how much to borrow up to your pre-approved limit

Low Interest

Save money with low rates and only pay interest on what you borrow.

Fast and Easy Application

Apply online in less than 10 minutes.