Get moving. Save big.
Whether you're purchasing a car for the first time or the thousandth time, we are here to help. Our competitive rates, refinancing, and loan protection help you get the most out of your money. With First Service involved, instead of worrying about your loan, you can enjoy perks of a new vehicle.
Purchase a New or Used Auto
Don’t be fooled by high-interest dealership loans. First Service Credit Union can you save you big with our New and Used Car Loans. With competitive rates, flexible terms, and a speedy approval process, you’ll be in your new ride in no time.
Before you sign, apply for a First Service Auto Loan online or at your nearest branch first.
APPLY NOW
Refinance an Auto
Get out of that high-interest-rate loan and save money — refinance your auto loan with First Service. Our speedy loan process will keep you in your vehicle at a payment you can afford, for fast savings.
Apply online, for a quick approval process, or at your nearest branch.
APPLY NOW
Auto Loan Rates
| Annual Percentage Rate11 |
Term |
Loan Amount |
Payment Example Per $1,000 Borrowed |
| As low as 2.09% |
36 months |
|
$28.69 |
| As low as 2.34% |
48 months |
|
$21.85 |
| As low as 2.59% |
60 months |
|
$17.79 |
| As low as 2.84% |
72 months |
At least $20,000 |
$15.13 |
| As low as 3.09% |
84 months |
At least $35,000 |
$13.26 |
| Annual Percentage Rate11 |
Term |
Loan Amount |
Payment Example Per $1,000 Borrowed |
| As low as 3.09% |
36 months |
|
$29.13 |
| As low as 3.34% |
48 months |
|
$22.29 |
| As low as 3.59% |
60 months |
|
$18.24 |
| As low as 3.84% |
72 months |
At least $20,000 |
$15.58 |
| As low as 4.09% |
84 months |
At least $35,000 |
$13.72 |
How to Apply
It’s as easy as 1, 2, 3!
Apply Online
It only takes 5 minutes to complete our easy-to-use, secure application.
Get Your Approval
Have your approval emailed to you or pick it up at a branch location.
Go to Your Dealer
Take your approval letter to the dealership and drive happy.
Protect Your New Ride
Ask your loan officer how to add MBP and GAP coverage.
Mechanical Breakdown Protection
Enjoy the peace of mind that comes with Mechanical Breakdown Protection (MBP) from First Service. MBP will cover repairs on your vehicle even after the manufacturer’s warranty has expired. Plus, you’ll get flexibility to take your car to any repair shop you choose — not just the dealership.
Guaranteed Asset Protection
Stay covered even if your current insurance does not pay for your entire loss in the case of an accident or theft. First Service’s Guaranteed Asset Protection (GAP) will pay off the rest of your loan if the cash value of your vehicle is less than your remaining balance, so you don’t get stuck paying the difference.