Whether you enjoy fishing, sun bathing, or simply setting sail, our low-interest-rate loans for boats and watercrafts will get you there. With our speedy approval process and competitive rates, you'll be on the water fast with guaranteed guilt-free pleasure.
Take to the open seas. Apply for your boat loan online or at your nearest branch, today.
Boat Loan Rates
New boats and watercrafts: Maximum loan amount is 100% of purchase including tax, title, and license.
Used boats and watercrafts: Maximum loan amount is 100% of NADA retail value including options
|Annual Percentage Rate15
||Payment Example Per $1,000 Borrowed
|As low as 5.64%
||$7,500 and under
|As low as 5.89%
||$7,501 - 15,000
|As low as 6.14%
||$15,001 - 25,000
|As low as 6.39%
||$25,001 - 35,000
|As low as 6.64%
||$35,001 and greater
How to Apply
It’s as easy as 1, 2, 3!
It only takes 5 minutes to complete our easy-to-use, secure application.
Get Your Approval
Have your approval emailed to you or pick it up at a branch location.
Go to Your Dealer
Take your approval letter to the dealership and go boating.
Protect your boat with Guaranteed Asset Protection
Stay covered even if your current insurance does not pay for your entire loss in the case of an accident or theft. First Service’s Guaranteed Asset Protection (GAP) will pay off the rest of your loan if the cash value of your vehicle is less than your remaining balance, so you don’t get stuck paying the difference.
Ask your loan officer how to add GAP coverage.