Education Planning

A great education is pivotal to molding a young person’s future and opening the doors to further opportunities and professional growth. One of your savings goals might be to help your children, grandchildren, or other students you know pay for their primary or college education. Together with CUSO Financial Services, L.P. (CFS*)30 , we have innovative solutions to help you fund a child’s primary and college education without sacrificing your retirement savings. Partner with us, and we’ll develop a deep understanding of your needs.

To make an appointment with one of our CFS financial advisors*, give us a call at 713-676-4356 or email us at Investments@FSCU.com.

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Education Solutions

    529 Plan

    A 529 is a state-sponsored, tax-deferred college investment account. There are two types of 529 plans: prepaid tuition plans and education savings plans. The prepaid tuition plan covers only tuition and required fees. The savings plans can be used to pay qualified educational costs not covered by the prepaid plan such as books, lab fees, and room and board.

    Uniform Transfers to Minors Act (UTMA) Account

    Utilizing an UTMA account makes it easier to make gifts to minors. While UTMA accounts are not specifically designed to provide financing for college, many parents and guardians use them for this purpose because the assets become available to the minor when he or she reaches the age of 18.

    Coverdell Education Savings Account

    A Coverdell education savings account, sometimes known as a Coverdell ESA, is a trust or custodial account set up in the United States solely for paying qualified education expenses for the designated beneficiary of the account.

Benefits of First Service Investments

Our CFS advisors* can help you create a plan to support your child’s educational needs. Take advantage of our in-person consultative services and enjoy the following:

    Trades Made by Licensed Advisors and Supervised by Registered Principles

    Access to Professional Portfolio Management

    Comprehensive Portfolio Reporting

    Online Access to Investment Portfolio Data