Earn More. Pay Less.
With our Free Checking with Debit Rewards you’ll earn points every time you use your Visa® debit card to make a purchase. Redeem your points for travel, gift cards, dining, merchandise, and more. Plus, there’s no monthly service charge with eStatements and no minimum balance requirement.
Simply free checking with rewards — no strings attached. What more could you want?
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Free Checking with Debit Rewards Features
No Monthly Fee
Save your money for what matters with no monthly service charge.
Debit Rewards
Earn 1 point for every dollar you spend with your debit card.
No Minimum Balance
Start your account with just $1 and enjoy no minimum balance requirement.
Free Visa® Debit Card
Make secure purchases worldwide and everywhere Visa’s accepted.
Free eStatements
Receive your statements electronically for quick access.4
Double Your Points in the First Year
Earn twice the rewards in your first year when you set up direct deposit and use promo code DOUBLEPOINTS.6
Redeem Your Points for Awesome Rewards
Travel
Ready for a vacation? Redeem your reward points for airline tickets,
hotel rooms, and more.
Gift Cards
Use your reward points for gift cards to popular stores and restaurants like Best Buy®, Chili’s®, Amazon.com®, and more.
Entertainment
Enjoy a fun night out! Trade in your points for tickets to shows, sports events, movies, and more.
Merchandise
Choose from thousands of items — from electronics and clothing to accessories. Have your items shipped or pick them up at participating retailers.
Bank Your Way
All First Service checking accounts give you the convenient tools you need to manage your account — anytime, anywhere.
Overdraft Protection
We know things don’t always go as planned. That's why your account gives you two ways to help you avoid overdrafts. You can create an extra line of defense for your account, by linking it to a savings account or line of credit.7
Plus, you can receive additional coverage with Courtesy Pay.8
If you accidentally overdraw your account, our two overdraft protections options will have you covered.