Good financial habits start today.

For ages 15-17

Our Navigator Checking is jam-packed with bonus features to kick start your teen's financial future. There’s no monthly service charge and no minimum balance requirement. And they’ll earn cash for good grades each semester and even be entered to win cool prizes with our Semester Sweepstakes.

OPEN a Navigator checking account NOW

Submit your teen's grades for Semester Earnings & Semester Sweepstakes

Download semester earnings and semester sweepstakes Form

Navigator Checking Features

    No Minimum Balance

    Start their account with just $1 and enjoy no minimum balance requirement.

    Free Visa® Debit Card

    Use your card or pair with digital wallets to make secure and simple purchases worldwide.

    Get Paid for Grades

    Teens get rewarded for their hard work by earning up to $10 for passing all subjects.47

    Semester Sweepstakes

    When your teen gets paid for grades, they’ll be entered in a sweepstakes to win a cool prize, up to $300 in value.48

    Free eStatements

    Receive statements electronically for quick access.

    Federally Insured

    Funds are federally insured up to $250,000.

Bank Your Way

All First Service checking accounts give you the convenient tools you need to manage your account — anytime, anywhere.