Discovery Youth Accounts are a great way for kids to manage money, earn dividends and get rewarded for good grades.
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Overview
Rate
Adventurer Savings
Voyager Savings
Navigator Savings
Convenience
Ditch the piggy bank! Our Discovery Accounts provide a smarter way for our youth members to manage money with convenient accounts that earn interest and reward them for their hard work. Kids can get paid for good grades each semester and even be entered to win cool prizes with our Semester Sweepstakes. From newborn to young adult, we offer a program for each step in your child’s banking journey, each with its own benefits.
%
APY51
On balances $100.00 and over
It's never too early to choose a financial path, and the Adventurer Savings account covers banking needs from birth to big kid. Get your kid excited to save with cash for good grades and sweepstakes every semester. Plus, parents enjoy teaching their little ones to save early.
Get Paid for Grades
Kids can earn up to $5 for passing all subjects and learn the value of hard work.47
No Fees
Enjoy no monthly fee and no minimum balance requirement. It’s free.
Semester Sweepstakes
When your kid gets paid for grades, they’ll be entered in a sweepstakes to win a cool prize, up to $100 in value.48
Free Online & Mobile Banking
Transfer their allowance online and let them watch their money grow.
Dividends Earned
Don’t leave their money in a piggy bank when you can grow it in an dividend-earning savings.
It’s the perfect time to teach your tween or teenager to manage money. Whether they're stashing away dollars from their first summer job or saving up birthday funds for a new gaming system, they can manager it all with a Voyager Savings account. Plus, they'll get extra rewards with cash for good grades and sweepstakes every semester.
Kids can earn up to $10 for passing all subjects and learn the value of hard work.47
When your kid gets paid for grades, they’ll be entered in a sweepstakes to win a cool prize, up to $200 in value.48
Your teen is nearing the end of one journey and starting down a new path as a young adult. Our Navigator account helps them discover everything that lies ahead by giving them the financial tools to go from summer job to college bound. Plus, they'll get extra rewards with cash for good grades and sweepstakes every semester.
Teens can earn up to $10 for passing all subjects and learn the value of hard work.47
When your kid gets paid for grades, they’ll be entered in a sweepstakes to win a cool prize, up to $300 in value.48
All First Service accounts give you the convenient tools you need to manage your account — anytime, anywhere.
Bank on your own schedule with 24/7 access to check your balances, make transfers, pay bills, and more.
Learn More
Use our app to access your account and even deposit checks with your smartphone or tablet — it’s just a tap away!
Enjoy coast-to-coast access at over 5,000 credit union branches and nearly 30,000 free ATMs nationwide. That's Texas-sized access.34
[51] Deposit Account - Dividends: APY = Annual Percentage Yield. APYs are accurate as of 10/21/2019 and subject to change. Fees may reduce earnings.
[47] Discovery Youth Accounts - Semester Earnings: Account holder must pass all subjects/classes to receive Semester Earnings. Semester Earnings calculation is subject to approval. Semester Earnings will be deposited into the child’s Discovery Account. Account holders may only receive Semester Earnings once per semester. See the complete rules for more details.
[48] Discovery Youth Accounts - Semester Sweepstakes: No purchase necessary. Must have permission of parent or guardian if under the age of 18. All eligible automatic and manual entries, as provided in the Official Contest Rules, must be received before each January 31 for the fall semester and before each July 31 for the spring semester. By submitting an entry, you agree to be bound by the Official Rules. Entry in this promotion or acceptance of any prize constitutes acceptance of the Official Contest Rules.
[34] CO-OP Shared Branching: Account access at CO-OP shared branches is available after 45 days of membership.
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