Their brighter tomorrow starts today.

Ditch the piggy bank! Our Discovery Accounts provide a smarter way for our youth members to manage money with convenient accounts that earn interest and reward them for their hard work. Kids can get paid for good grades each semester and even be entered to win cool prizes with our Semester Sweepstakes. From newborn to young adult, we offer a program for each step in your child’s banking journey, each with its own benefits.

OPEN NOW

Discovery Youth Savings Rate

Rate

0.05

%

APY51

On balances $100.00 and over

Submit your child's grades for Semester Earnings & Semester Sweepstakes

Download Form

Adventurer Savings

For ages 0-10

It's never too early to choose a financial path, and the Adventurer Savings account covers banking needs from birth to big kid. Get your kid excited to save with a fun welcome gift, cash for good grades, and sweepstakes every semester. Plus, parents enjoy teaching their little ones to save early.

OPEN NOW

Adventurer Savings Features

Get Paid for Grades

Kids can earn up to $5 for passing all subjects and learn the value of hard work.47

Free Adventurer Kit

Our free welcome gift — a string backpack, headlamp, and water bottle — will excite kids about their new, financial journey.

No Fees

Enjoy no monthly fee and no minimum balance requirement. It’s free.

Semester Sweepstakes

When your kid gets paid for grades, they’ll be entered in a sweepstakes to win a cool prize, up to $100 in value.48

Free Online & Mobile Banking

Have them watch their money grow and make online transfers, anytime.

Dividends Earned

Don’t leave their money in a piggy bank when you can grow it in an dividend-earning savings.

Voyager Savings

For ages 11-14

It’s the perfect time to teach your tween or teenager to manage money. Whether they're stashing away dollars from their first summer job or saving up birthday funds for a new gaming system, they can manager it all with a Voyager Savings account. Plus, they'll get extra rewards with a cool welcome gift, cash for good grades, and sweepstakes every semester.

OPEN NOW

Voyager Savings Features

Get Paid for Grades

Kids can earn up to $10 for passing all subjects and learn the value of hard work.47

Free Voyager Kit

Our free welcome gift — a string backpack, headlamp, and water bottle — will excite kids about their new, financial journey.

No Fees

Enjoy no monthly fee and no minimum balance requirement. It’s free.

Semester Sweepstakes

When your kid gets paid for grades, they’ll be entered in a sweepstakes to win a cool prize, up to $200 in value.48

Free Online & Mobile Banking

Transfer their allowance online and let them watch their money grow.

Dividends Earned

Don’t leave their money in a piggy bank when you can grow it in an dividend-earning savings.

Navigator Savings

For ages 15-18

Your teen is nearing the end of one journey and starting down a new path as a young adult. Our Navigator account helps them discover everything that lies ahead by giving them the financial tools to go from summer job to college bound. Plus, they'll get extra rewards with a cool welcome gift, cash for good grades, and sweepstakes every semester.

OPEN NOW

Navigator Savings Features

Get Paid for Grades

Teens can earn up to $10 for passing all subjects and learn the value of hard work.47

Free Navigator Kit

Our free welcome gift — a string backpack, headlamp, and water bottle — will excite kids about their new, financial journey.

No Fees

Enjoy no monthly fee and no minimum balance requirement. It’s free.

Semester Sweepstakes

When your kid gets paid for grades, they’ll be entered in a sweepstakes to win a cool prize, up to $300 in value.48

Free Online & Mobile Banking

Transfer their allowance online and let them watch their money grow.

Dividends Earned

Don’t leave their money in a piggy bank when you can grow it in an dividend-earning savings.

Bank Your Way

All First Service accounts give you the convenient tools you need to manage your account — anytime, anywhere.