Secure banking to keep your money and personal information safe.

In a world of cyber hacking and unprecedented fraud, First Service Credit Union uses the latest tools and state-of-the-art defenses to keep you safe from predators. Your account’s security is our top priority.

Account Monitoring

Together with Visa®, we monitor your account for suspicious transactions and will notify you of any unusual activity. In some cases, your account may be placed on hold to safeguard you from fraudulent purchases. And don’t worry — you won’t be held accountable for any unauthorized transactions. We’re always watching, so you can’t rest easy.

Network Security

Our online banking and mobile banking app are equipped with multilayer firewalls and Secure Socket Layer (SSL) encryption to protect your account. SSL is a cryptosystem that creates a secure environment for the information being transferred between your browser and First Service.

Multi-Factor Authentication

Multi-factor authentication is a verification process that helps secure access to your account by requesting more than one piece of information specific to you and your account. When you log in to online banking on a new device or browser, we'll confirm your identity by asking a security question and by sending you a one-time verification code that you can choose to have either emailed or texted to you.

EMV Chip Card Security

EMV chip cards are the latest in card security. You can rest easy with the added protection of smart-chip technology, which makes it virtually impossible for a thief to create a counterfeit copy of your card.

Fraud Text Alerts

As an added level of protection, First Service offers fraud text alerts for all credit and debit cards. We use the latest fraud-detection technology to spot unusual activity, and you will receive a text message within minutes if an unusual transaction should occur.

LEARN MORE about fraud text alerts

What You Can Do

Take advantage of our other resources to help you manage and protect your accounts.

We're Here to help

Give us a call at 713-676-7777 or 800-678-5197, and we can help you make sure your account is kept safe and secure.

(Monday – Friday, 7:30 a.m. – 6:30 p.m. CT and Saturday, 9:00 a.m. – 2:00 p.m. CT)

    Report Fraudulent Activity

    If you suspect fraud, our Service Center is here to assist you.

    Report a Lost or Stolen Visa® Debit/Credit Card

    If you notice your Visa® debit or credit card is missing, contact us immediately to block your card. If you’re calling during non-business hours, please select option #2.

    Prevent Fraud while Traveling

    If you’re planning to travel domestically or abroad, let us know. Our Travel Monitoring Service from Visa® will manually review your purchases to protect against fraud and we may even call you to verify transactions.