Two teenagers with parents on sofa at home
Bongo Youth Account

Empower Their Financial Journey Early On

Invest in your child's financial growth with Bongo! It's a fusion of financial freedom for them and parental oversight for you. For ages 0-17 years.
Open an Account

Get up to $10 free when you open a new Bongo account!1

Get Started

Bongo Account Features

  • No Monthly Service Charges

    They’ll save more money with no monthly maintenance fees.

  • Financial Education Resources

    Your student can learn to make better decisions with their money now with our free, fun, and interactive resources.

  • Savings Earns Interest

    Start earning interest with as little as a $1 opening deposit.

  • Semester Earnings

    Get paid for good grades with up to $20 per year for academic excellence!2

  • Visa® Debit Card

    Open an optional spending account for ages 8-17 with a choice of 12 different card designs.

  • Mobile Banking App

    Your teen will love tracking their spending with our easy-to-use mobile app.

  • Access to 85,000 ATMs

    Access cash with 85,000 surcharge-free ATMs through Allpoint and Co-op networks.

  • Early Payday

    Teens with jobs can start the weekend early when set up with direct deposit.3

Saving

Start your child's financial journey with as little as $1. Teach your kids the value of saving early while earning interest on every dollar. It's never too soon to build a habit that leads to a lifetime of financial security.

Spending

Empower your teen with the freedom to spend responsibly using a Bongo Visa® Debit Card. With secure transactions and parental oversight, they can make purchases while learning to manage their money confidently.

Learning

Financial education made fun and interactive! Through tools like Banzai and other resources, your child will gain essential money management skills to help them make smart financial decisions as they grow.

Explore Financial Learning

Earning

Celebrate your child's academic success with our Semester Earnings program. They will be rewarded up to $20 for good grades, helping them connect hard work with financial rewards and a brighter future.

Exclusive Bongo Visa Debit Card Designs

Pick your favorite design and have it issued instantly at a First Service Branch. Or we'll mail it you!

Youth Card Art Closed Eyes Smile Blue
Youth Card Art Closed Eyes Smile Green
Youth Card Art Closed Eyes Smile Orange
Youth Card Art Closed Eyes Smile Pink
Youth Card Art Robot Blue
Youth Card Art Robot Green
Youth Card Art Robot Orange
Youth Card Art Robot Pink
Youth Card Art Simple Smile Blue
Youth Card Art Simple Smile Green
Youth Card Art Simple Smile Orange
Youth Card Art Simple Smile Pink

Begin Your Child's Financial Journey

Stop by one of our Houston-area branches, give us a call, or quickly apply online to get started.

713-676-5206
MembershipAdvisors@FSCU.com
Apply Online
[1]
Receive a dollar-for-dollar match on your opening deposit when you open a new Bongo Savings Account, up to a maximum of $10. Limit one match per member. Additional terms and conditions may apply.
[2]

Account holder must pass all subjects/classes to qualify for Semester Earnings. Semester Earnings will be deposited into the child’s Bongo Youth Savings Account. Eligible account holders may receive Semester Earnings once per semester, with a maximum of $10 per year for ages 6–10 and $20 per year for ages 11–17. Entry periods are Jan 1 – Feb 28 and Jun 1 – Jul 31. See the complete Official Rules for more details. Offer is subject to change at any time.

[3]

Subject to employer and/or payer terms and conditions. First Service will generally post payroll direct deposits on the day they are received, which may be up to two days earlier than the scheduled posting date. Other exceptions may apply.