teenagers hanging out around a campfire
Navigator Youth Checking Account

Empower Their Financial Journey Early On

Invest in your teenager's financial growth with Navigator Youth Checking. It's a fusion of financial freedom for them and parental oversight for you. Eligible for ages 15-17.
Open an Account

Navigator Checking Features

  • Complimentary Visa® Debit Card

    Effortlessly make global purchases or integrate with your favorite digital wallet for heightened security.

  • On-the-Move Deposits

    Leverage the Mobile Deposit feature in the FSCU Digital Banking app.

  • Semester Sweepstakes

    Every academic reward earned gives a chance to snag a prize worth up to $300.1

  • Semester Earnings

    Recognizing academic milestones! Rewarding up to $10 for academic excellence.2

  • Zero Balance Stress

    Begin with as little as $1 and forget about any minimum balance requirements.

  • Fee-Free Banking

    Prioritize savings. No monthly charges

Begin Your Child's Financial Journey

Stop by one of our 14 Houston-area branches, give us a call, or quickly apply online to get started.

713-676-5206
[email protected]
Apply Online

Navigator Checking FAQs

  1. Once you’ve logged in to digital banking, navigate to Semester Earnings under Accounts in the menu.
  2. Select the youth member whose grades you will be submitting.
  3. Upload the youth member’s report card.
  4. Enter the grades for each subject from the report card.
  5. Click Submit, and the earnings will be submitted to our team to be deposited into your account.

Our checking accounts require no minimum balance. For specifics on each of our checking account types, visit the pages linked below:

View More FAQs

[1]

No purchase necessary. Must have permission of parent or guardian if under the age of 18. All eligible automatic and manual entries, as provided in the Official Contest Rules, must be received before each January 31 for the fall semester and before each July 31 for the spring semester. By submitting an entry, you agree to be bound by the Official Rules. Offer is subject to change at any time.

[2]

Account holder must pass all subjects/classes to receive Semester Earnings. Semester Earnings calculation is subject to approval. Semester Earnings will be deposited into the child’s Discovery Account. Account holders may only receive Semester Earnings once per semester. See the complete rules for more details. Offer is subject to change at any time.