child and mother at the jungle gym
Discovery Youth Savings Account

Financial Growth from Play to Paydays

With Discovery Youth Savings, ensure your child not only saves but learns. Beyond a savings account, it's a lesson in financial responsibility, punctuated with perks for academic excellence.
Open an Account

  • Adventurer Savings (Ages 0-10)

    An exciting financial journey from the start! Tailored perks and rewards await every little saver.

  • Voyager Savings (Ages 11-14)

    Navigating the teenage years with a sense of financial responsibility. Rewards, digital perks, and more for the young adolescent.

  • Navigator Savings (Ages 15-17)

    Paving the way for adulthood with the tools they need. Perfect for summer jobs, college prep, and financial maturity.

Discovery Savings Account Benefits

  • Semester Sweepstakes

    Every academic reward earned gives a chance to snag a prize worth up to $300.1

  • Semester Earnings

    Recognizing academic milestones! Rewarding up to $10 for academic excellence.2

  • Zero Monthly Service Charges

    Redirect your funds towards what truly matters.

  • Savings That Grow With Them

    Young savers earn dividends on eligible balances.

Start Building Their Financial Future

Stop by one of our 14 Houston-area branches, give us a call, or quickly apply online to get started.

713-676-5206
MembershipAdvisors@fscu.com
Apply Online

Discovery Youth Account FAQs

  1. Once you’ve logged in to digital banking, navigate to Semester Earnings under Accounts in the menu.
  2. Select the youth member whose grades you will be submitting.
  3. Upload the youth member’s report card.
  4. Enter the grades for each subject from the report card.
  5. Click Submit, and the earnings will be submitted to our team to be deposited into your account.

Generally, our policy is to make deposits available to you immediately or by the end of the same day, but deposit times vary depending on when and where you make them. For information on deposit holds, you may review our terms and conditions within the Funds Availability Policy.

You can use First Service Digital Banking to monitor your account balances and verify when deposits have become available.

View More FAQs

[1]

No purchase necessary. Must have permission of parent or guardian if under the age of 18. All eligible automatic and manual entries, as provided in the Official Contest Rules, must be received before each January 31 for the fall semester and before each July 31 for the spring semester. By submitting an entry, you agree to be bound by the Official Rules. Offer is subject to change at any time.

[2]

Account holder must pass all subjects/classes to receive Semester Earnings. Semester Earnings calculation is subject to approval. Semester Earnings will be deposited into the child’s Discovery Account. Account holders may only receive Semester Earnings once per semester. See the complete rules for more details. Offer is subject to change at any time.