Person paying for produce at farmer's market
Visa® Credit Card

Elevate Every Spend

Wave goodbye to hidden service charges. The First Service Visa® Credit Card is designed for the journey of everyday life. Take advantage of 6 months of 0% introductory APR1 on both transfers and purchases. With us, it's always clear terms, pure convenience, and zero surprises. Ready to experience more?
Apply Now
Special Offer

0% intro APR 1

for the first 6 months
Rates at low as

Index + 7.49% APR2

Experience Easy Finances with Low Rates

Enjoy a 6-month journey with a 0% intro APR on your buys and transfers. After our warm welcome, you’ll still bask in a competitive fixed rate without the burden of an annual fee. Want a partner on your credit journey? Add an authorized signer, no credit pull attached.

Accelerate Your Financial Freedom with Simple Balance Transfers

Why get stuck with high rates elsewhere? With the First Service Credit Union Visa® Credit Card, you'll find no balance transfer service charges after the first 6 months.3 It's your invitation to swiftly shift your balances from those pesky high-rate cards, bringing you closer to clearing your dues or easing those monthly payments!

Remarkable Features, Just a Swipe Away

  • Zero Intro APR

    Get a 0% introductory APR on your buys and transfers for six months.1

  • Low Interest Rate

    Keep your finances light with our consistent low rate.

  • Freedom from Service Charges

    Zero annual service charge, because convenience shouldn't come at a cost.

  • Balance Transfers, No Service Charges

    Breeze through balance transfers without any service charge post the introductory period.

  • Tap & Go

    Seamlessly sync with Apple Pay®, Google Pay™, or Samsung Pay™4. Your digital wallet is waiting!

  • Add a Trusted Partner

    Get an authorized signer on board without the fuss of credit checks.

  • Guarded & Secure

    Rest easy with Visa's Zero Liability Policy​5 and our steadfast ID Navigator Powered by NortonLifeLock™.6

  • Banking On the Go

    Access your finances anytime, anywhere with First Service Digital Banking.

Secure Your Financial Flexibility

Stop by one of our Houston-area branches, give us a call, or quickly apply online to get started.

713-676-7777
CentralizedSales@FSCU.com
Apply Online Credit Card FAQs
[1]

APR = Annual Percentage. Subject to credit approval. Introductory rate is only valid for the first six months from the date of account opening. After that, the standard APR (Index + 7.49% to 17.99%) will apply, depending on credit worthiness and underwriting factors. The offer is subject to change at any time and without notice. See our credit card disclosure for complete details.

[2]
Index is the average rate for 6 months on the 6-month Treasury Bill using daily rates.
[3]

Certain restrictions, limitations, and exclusions may apply. Transfer requests may be subject to application requirements at the time of transfer. During the introductory period of 0% APR, a balance transfer fee of 5% will be applied to each transfer. After the promo period ends, the standard APR (Index + 7.49% to 17.99%) will apply to any remaining balances. Rates vary based on creditworthiness and underwriting factors. See credit card disclosure for complete terms and conditions.

[4]
Apple, Apple Pay, Apple Watch, the Apple logo, Face ID, iPad, iPhone, Mac and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. Google Pay and Android are trademarks of Google LLC. Samsung and Samsung Pay are registered trademarks of Samsung Electronics Co., Ltd.
[5]

Visa’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact your issuer for more detail. For more information, visit the Visa website.

[6]

Certain restrictions, limitations, and exclusions may apply. Please visit the Visa website for more details.