Man driving new car
Drive Smart Auto Loan

Drive Smart. Spend Wisely.

Experience the freedom of getting the car you desire, while staying on top of your budget. With the Drive Smart Auto Loan, only pay for the miles you cruise.
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Discover the Difference In Monthly Payments

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Rates as low as

4.89%

APY1
For terms

Up to 36

months

See All Rates

Why Overpay in Today's Market?

Finding the balance between the car you love and a payment plan you're comfortable with can be tricky. Introducing the Drive Smart Auto Loan from First Service — where luxury meets affordability. Don’t settle; soar.

Discover Your Savings

Drive Smart Auto Loan Benefits

  • Low Monthly Payments

    Lessen your monthly financial commitments.

  • Avoid Negative Equity

    Say goodbye to owing more than your car’s worth.

  • Zero Early Payoff Penalties

    Pay off your loan when you're ready, without any extra service charges.

  • Adaptable Terms

    Flexibility now and upon loan completion.

  • Streamlined Application

    Get approval swiftly and without hassle.

  • Competitive Rates

    Designed with your financial wellness in mind.

Ready to Hit the Road?

Stop by one of our Houston-area branches, give us a call, or quickly apply online to get started.

713-676-7777
CentralizedSales@FSCU.com
Apply Online
[1]
APR = Annual Percentage Rate. Loans subject to credit approval. Rates may differ depending on borrower creditworthiness and underwriting factors. Additional discount may be applied up to 90 basis points with purchase of GAP, Warranty, and all available payment protection products. Current First Service loans are not eligible for cash offers, complimentary insurance, or other promotions. Purchase of payment protection products is not required.