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First Time Auto Buyer Loan

First Steps to Car Ownership.

Are you ready to hit the road in your very own car? We understand the excitement and importance of buying your first vehicle. That's why we've designed a program specifically tailored for first-time auto buyers like you!

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First Time Auto Buyer Features

  • No Co-Signer Needed

    If you have at least 12 months employment or if you're a recent college graduate who is gainfully employed, you don't need a co-signer!
  • No Credit History Required

    No credit? No problem! Buy your new ride with our First Time Auto Buyer program and start building credit today!
  • Flexible Terms Up To 81 Months

    Enjoy generous loan terms with up 81 months to match your lifestyle.1

Competitive Rates

Rates as low as

5.09%

APR2

All Auto Loan Features

  • Competitive Rates

    Designed for your savings.1
  • Flexible Terms

    Payments that suit your lifestyle.
  • Grace Period

    Enjoy up to 90 days with no payments.3
  • Quick Application Process

    Time-saving and simple.
  • Express Check

    Boost your buying confidence at the dealership.
  • Dedicated Service

    We're here to assist every step of the way.

No Credit? No Worries!

Even if you don't have a lengthy credit history or need a co-borrower with established credit. No worries! Our program is designed to accommodate your needs with great rates from the beginning. Whether you're a recent college graduate or have been steadily employed for the past 12 months, we've got you covered.

Explore Your Options

Ready to Get Behind the Wheel?

Stop by one of our 14 Houston-area branches, give us a call, or quickly apply online to get started.