Daily Cash Back Checking FAQs1

There are no monthly service charges for the Daily Cash Back Checking Account. If you choose to opt in to our Power Up program there is a $9 monthly fee.
You easily switch your current checking account to a Daily Cash Back Checking account by visiting Digital Banking. Once you've logged in, press Menu. Then select Daily Cash Back from the list and you will see the option to Switch My Checking. Follow the instructions to choose which account you want to switch and decide if you want to Power Up. Once you select Switch Now, your account is successfully converted. Welcome to Daily Cash Back Checking!
No, your account number will not change, so all existing incoming transactions will continue without interruption or any action required on your part.
Yes, you can continue to use your current debit card with the same card number. You will not need a new debit card to earn cash back.
Each time you use your debit card in person, with a digital wallet (Apple Pay / Google Pay), or when shopping online, you will earn 0.15% in cash back. At 11:59 PM each day, you will receive a deposit for any cash back you earned that day, rounded up to the nearest penny.
Cash withdrawals and electronic transfers will not earn cash back.
Yes, any debit card tied to your account will earn cash back.
No, there is no limit on how much cash back you earn!
You can track your cash back earnings in Digital Banking.
Any cash back you earn each day will automatically be deposited into your Daily Cash Back Checking account by default.
Any existing points will be available to redeem within First Service Digital Banking until they expire. Reward points will expire 36 months from the month in which points are earned.
Your checking balance will no longer earn dividends on balances of any amount, but we continue to offer our Money Market Account, which pays dividends on all balances.
This account will not offer ATM fee refunds. However, you have access over 85,000 surcharge-free ATMs using the AllPoint and Co-op networks.
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You may earn Daily Cash Back Account rewards of 0.15% on qualifying purchases using your Daily Cash Back Account debit card. The cash reward earned is calculated and posted to the account of your choice daily. Qualifying debit card purchases include point-of-sale purchases and online purchases made with any debit card linked to your account. Debit card transactions that are not eligible for Daily Cash Back Account rewards include: transactions conducted at an ATM, peer-to-peer (P2P) payments, any cash portion of a point-of-sale purchase, loan payments or account funding made with a debit card. Courtesy Pay funds are not eligible to earn rewards. There is no maximum cash back reward amount. Refunds processed will result in a reduction of the daily cash back amount equal to the daily cash back earned for that specific transaction. If the account is closed for any reason, any cash back earned on the day of account closure will be forfeited. Program may be subject to change.